Lessons · Financial dimension
Banking, Cards and Credit
Accounts, cards, credit scores, borrowing and Islamic banking. 9 lessons, about 1.7 hours in all.
- 01How banks work and the main types of account11 min A bank account is usually the first financial product you own, and it quietly shapes how you save, spend and borrow for years. Knowing…
- 02Opening and running your first account11 min Opening an account is mostly paperwork, but running it well is a habit. Get the documents right the first time, understand what the bank…
- 03Debit cards, prepaid cards, wallets and contactless: staying safe12 min Cards and phone wallets make paying effortless, which is exactly why criminals target them. A few firm habits around PINs, codes and…
- 04Reading a bank statement and spotting errors, fraud and fees10 min Your statement is the record of every dirham in and out. Ten minutes a month reading it properly catches fraud, mistakes and fees that…
- 05Credit cards: interest, minimum payments and grace periods13 min A credit card can be a safe, convenient tool or an expensive trap, and the difference is almost entirely how you repay it. This lesson…
- 06Credit scores and credit reports11 min Long before you apply for a car loan, a flat or even some phone contracts, a lender will look at your credit history. Knowing how scores…
- 07Loans, overdrafts and Buy Now Pay Later: the true cost12 min Borrowing lets you have something now and pay later, but 'later' always costs something, even when it is labelled interest-free. Learn to…
- 08Islamic banking basics11 min Islamic banking is a major part of the UAE's financial system, used by Muslims and non-Muslims alike. Understanding its core ideas helps…
- 09Banking abroad for university12 min Moving abroad to study means setting up money in a new country, often before you have an address or know how anything works. Plan the…