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Contracts, Purchases and Your Rights · Lesson 6 of 8 · 13 min

Complaining effectively and escalating

Most problems with a business are solved with one clear, polite message. When they are not, there is a well-worn path of escalation, and knowing it gives you confidence. (For phone and email skills in general, see the Getting Things Done module; this lesson focuses on your rights and the escalation route.)

Step 1: prepare your case

  • Collect the evidence: receipt or order confirmation, photos or video of the problem, screenshots of the advert or description, and any messages.
  • Write a short timeline: date bought, date the problem appeared, who you spoke to and what they said.
  • Decide what you want: a refund, repair, replacement, redelivery, a partial refund or an apology. Be realistic and specific.
  • Find the business's complaints procedure on its website. Citizens Advice says you 'must follow step 1', a formal complaint to the seller, before anything else.

Step 2: a complaint letter that works

  • Citizens Advice says it is best to email or write to the seller, and to keep a copy.
  • Structure: subject line with your order number; what you bought and when; what went wrong; your rights in one sentence; what you want; a deadline; your contact details.
  • Example: 'I bought a desk lamp (order 48213) on 2 May. It stopped working on 9 May. It is not of satisfactory quality under the Consumer Rights Act 2015, so I am requesting a full refund. Please respond within 14 days.'
  • Citizens Advice publishes free template letters, including for faulty goods, poor service, delays and non-delivery.
  • If you paid by card, Citizens Advice suggests sending a copy of the complaint to your card provider too.

Step 3: if they say no (UK route)

  • Ask for a final response, sometimes called a 'letter of deadlock'. You will need it for later steps (Citizens Advice).
  • Check whether the trader belongs to a trade association, which may help (Citizens Advice).
  • Ask your card provider or PayPal about a chargeback or, for credit cards, a section 75 claim (Citizens Advice). Section 75 covers single items costing more than £100 and no more than £30,000.
  • For PayPal, Citizens Advice says you have 180 days from when you paid to open a dispute.
  • Use alternative dispute resolution (ADR) if the trader offers it. Citizens Advice says a scheme has to deal with your case within 90 days once you have submitted it.
  • The small claims court is a last resort and probably only worth it for expensive items, according to Citizens Advice.

Ombudsmen: free and independent

  • Citizens Advice describes ombudsman schemes as 'independent, free and impartial'.
  • You can usually go to an ombudsman after you have used the organisation's complaints procedure, or if it takes too long, usually 8 weeks.
  • UK examples include the Energy Ombudsman, the Communications Ombudsman (phone and internet) and the Financial Ombudsman Service (banks, insurance and loans).
  • You cannot use an ombudsman if you have already started court action (Citizens Advice).
  • Citizens Advice's consumer helpline is 0808 223 1133 (Citizens Advice).

Complaining in the UAE

  • Start with the business, in writing, keeping your Arabic invoice and any messages.
  • If that fails, u.ae lists the Ministry of Economy on 800 1222 and an online complaints service.
  • Each emirate has a department of economic development; for Dubai, u.ae links to consumerrights.ae for consumer complaints.
  • u.ae also lists the Emirates Society for Consumer Protection, a non-profit organisation.
  • For banking problems, u.ae refers to the Central Bank of the UAE's consumer protection regulation; see the Banking and Credit module.

Practise in real life

Tick each one off when you have done it.

  • Draft a complaint email for a real or recent problem (or an imaginary one) using the structure in Step 2, and ask someone to read it for tone.
  • Save Citizens Advice's template letters page and the UAE Ministry of Economy number (800 1222) in your phone notes.
  • Find the complaints page on the website of your phone or internet provider and note its steps.

Remember

  • Complain to the seller first, in writing, and keep a copy.
  • Say what went wrong, what you want and by when.
  • Ask for a final response before escalating.
  • Ombudsmen are free and independent; usually after 8 weeks or a deadlock.
  • In the UAE, escalate to the Ministry of Economy or your emirate's economic department.
Note: The UK escalation steps come from Citizens Advice pages for England; the ongoing-problem page was last reviewed in 2019, so check current deadlines with the relevant scheme. The u.ae page refers to the Ministry of Economy; it has also appeared under other names, and the number is shown as 800 1222 on u.ae. The example letter is illustrative.

Check yourself

1. According to Citizens Advice, what must you do before any other step in a dispute with a business?

2. How long does a business usually have to resolve a complaint before you can go to an ombudsman in the UK?

3. Section 75 credit card protection in the UK covers single items costing:

4. How does Citizens Advice describe ombudsman schemes?

5. A UAE shop refuses to deal with your complaint. Which federal body does u.ae list?